SPECTRIFIN

{SPECTRIFIN}{1st Floor, 80 Strand Street}{Cape Town} {8000}{South Africa}{27219172500}
1st Floor, 80 Strand Street 8000 Cape Town,
Phone: 27219172500

 

 

 

About Us

Who We Are

SPECTRIFIN has extensive experience in providing loans to employees.

SPECTRIFIN is an established business and is part of the Grindrod Bank Group.

SPECTRIFIN is committed to responsible lending.

What We Do

We offer small, short term loans to people that have limited access to traditional banks.  Only employed individuals are eligible to apply.



Loans are only granted for necessary and essential expenses, such as school fees, medical expenses, household improvements and an unplanned crisis.

Our Services

Loans from R500 – R8 000

Unsecured

6 Month repayment terms

Fixed interest rates over the loan term

Open and transparent with no hidden costs

Cash paid within 24 hours after loan approval

Added value services such as employee personal budget training

Download Application Form

How Things Work

What We Do For The Employer :

We offer a staff loan solution at no risk to the Employer.

We comply with the requirements of the National Credit Act.

The employee benefit offering is simple and uncomplicated.

Getting Started

The Employer, signs a Client Listing Form (once off) agreeing to :

Counter-sign all loan applications;

Process repayments via payroll;

Step 1



The applicant completes & sends us the loan application form Fax or Email

Step 2



We perform a credit check & an affordability assessment

Step 3



We pay cash into the applicant’s bank account within 24 hrs of loan approval (We advise the applicant directly if the loan is declined)

Step 4



You set up payroll deduction We provide a remittance advice showing instalments due and repayments are paid over accordingly

Copyright © 2016 Spectrifin . All Rights Reserved.

CONTACT

TELEPHONE

+27 (0)21 917 2500

EMAIL

myloan@spectrifin.co.za

ADDRESS

1st Floor, 80 Strand Street,
Cape Town, 8000

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